All features/Risk, materiality & the risk matrix

Phases 3–6 · Planning

From understanding the entity to a partner-signed audit approach.

Phases 3 to 6 turn understanding into an audit approach: inherent risk, control risk, a partner-locked materiality, and the risk matrix that decides — area by area — what the audit will actually do.

Phase 3 · Inherent risk

Understanding the entity, working paper by working paper.

The inherent-risk program covers the full planning suite: the planning meeting (for-profit and NFP templates), material accounting policies checked against the AASB standards, AI-categorised review of minutes, the big ASA 315 understanding-the-entity working paper with fraud risk under ASA 240, payroll and other laws and regulations, accounting estimates under ASA 540, planning analytics with auto-flagged movements, going concern under ASA 570, related parties, and the fraud-triangle analysis. AuditBot drafts responses from the data on file — the auditor rates every risk Low, Medium or High.

  • Two presumed fraud risks are mandatory: revenue recognition (rebuttable, very high bar) and management override (never rebutted).
  • Going concern indicators notify the partner immediately.
  • Fraud risk questionnaires go to management, TCWG and finance via the client portal, cross-referenced for inconsistencies.
  • Every Phase 3 working paper feeds the register automatically — assertions, ratings, partner agreement per line.
app.audit-intel.com/engagements/acme-fy2025/inherent-risk
Revenue recognition (fraud)Significant — presumed
Management overrideSignificant — never rebutted
Inventory valuationHigh
Going concernLow
Gate: the partner signs off the entire Inherent Risk Register before Phase 4 opens.
Phase 4 · Control risk

Controls, walkthroughs and IT — sized to the entity.

Control risk works from the entity's actual environment: governance and tone at the top, the risk-assessment process, monitoring controls with questionnaires routed by entity size, the financial reporting system, journal-entry controls, and controls over estimates generated from the Phase 3 estimates work. Walkthroughs trigger off a seven-point assessment, and IT is assessed at three complexity levels that scope what must be examined.

  • Prior-year controls reliance runs three hard-stop questions per ASA 330 — any yes means re-test.
  • Service organisations: Type 1 vs Type 2 report assessment before any reliance.
  • Deficiencies are documented as they surface and carry to the summary.
app.audit-intel.com/engagements/acme-fy2025/control-risk
Control environmentDocumented
Walkthrough triggers2 of 7 — walkthroughs required
IT complexityModerate — access + change + ops
Control risk summaryFeeds the risk matrix
Phase 5 · Materiality

Eight steps to four figures — then the partner locks it.

Materiality builds in sequence: who uses the financial statements, the entity profile, the benchmark (AI-suggested, auditor-chosen with rationale), the engagement risk rating, then overall materiality from a risk-based percentage range, performance materiality at 50–75%, trivial at 3–5%, and specific materiality for sensitive areas. The partner approves and locks all four figures — and any later change triggers a full downstream recalculation of thresholds and sample sizes.

  • Both interim and final materiality calculations are supported.
  • Specific materiality covers areas like director and related-party transactions.
app.audit-intel.com/engagements/acme-fy2025/materiality
Overall
$78,200
Performance
$54,740
Trivial
$3,910
Benchmark2% of revenue — AI-suggested, auditor-confirmed
Gate: partner approval locks materiality. Unlocking is formal, logged, and recalculates everything downstream.
Phase 6 · Risk matrix

Where the audit's scope is actually decided.

The risk matrix assembles itself from the inherent risk register, the control risk summary, the fraud work and IT findings: for every financial-statement area — inherent risk × control risk gives the risk of material misstatement, with assertions, significant-risk flags, and whether analytics suffice or detailed testing is required. AuditBot suggests the planned response per area; the auditor confirms; the partner signs.

  • Sample-size parameters flow from materiality and the risk ratings.
  • Nothing is tested “because the template had a tab for it” — scope follows risk.
app.audit-intel.com/engagements/acme-fy2025/risk-matrix
AreaRoMMPlanned approach
RevenueHighDetailed testing
Trade debtorsMediumSampling + confirmations
PayrollLowSubstantive analytics
Gate: partner sign-off on the matrix activates Phase 7 — and only areas on the matrix get execution working papers.

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